All About Down Payments

Euan Graham February 21, 2021

Did you know that you do not necessarily need a 20% down payment to buy a home?

Many buyers often stop looking for a house before they even start because they think, “How will I ever save enough?”

Homeownership is still possible as there are several programs available that allow buyers to make down payments of less than 20%.

Some programs offer 3.5-10% down payment options with approved credit, and for Veterans, there are zero-down programs so that you can go to the closing table and pay nothing.

Keep in mind that if you put less than 20% down, you’ll be asked to carry Private Mortgage Insurance (PMI), which we can dive into more later on!

If you’re thinking of becoming a homeowner in 2021, start speaking with a lender - we can help connect you with one who can help go over your options and details about the different programs!

Contact us for more information or to get started!

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